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Negotiation ยท 8 min read
How to Negotiate Directly With Creditors (And Win)
Word-for-word scripts and proven tactics for settling debt for less than you owe.
By James L.Jan 28, 2026
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Student Loans ยท 10 min read
The Complete Guide to Student Loan Consolidation in 2026
Income-driven repayment, PSLF, and refinancing โ€” all explained in plain English.
By Priya M.Jan 15, 2026
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